Long-Term Care Insurance
Long-term care insurance is a coverage option that’s difficult to think about but necessary as we begin the later stages of our lives. Long-term care insurance is one way to help prepare to pay for assistance with routine care and daily activities after you are no longer able to. We are here to help you find a policy that best protects you and your future medical needs.
What Is Long-term Care Insurance?
A long-term care policy can help cover care costs when you have medical conditions, disabilities or disorders that prevent you from routine activities such as bathing, dressing or getting in and out of bed. Every policy is different, but, generally, when you can no longer do two of the six daily living activities, you qualify for benefits. Daily living activities include:
- Caring for incontinence
- You can also receive care in a variety of places, including:
- Your home
- A nursing home
- An assisted living facility
- An adult day care center
It’s important to get long-term care insurance before you need it, or else you won’t be able to reap its benefits. Be proactive and call us today.
How to Get Long-term Care Insurance
You can get long-term care insurance by reaching out to our office for further discussion about your needs. Contact Steven M. White & Associates today to get started.